What's Pay_If You Drive? Least Expensive Car insurance Auto-log,Auto Quotes

Pay-As-You Drive Auto Insurance:
Car insurance Currently sold like an all you cat eat:

If you once purchase insurance as well gorge.Traditional low mileage discounts don't come close to capturing the difference in accident risk between hight-high low mileage those drive less are penalized.
Pay as you drive insurance would make buying car insurance more like buying gasoline:
As you less drive you will less pay.Insurers would offer motorist a  per mile rate that would also incorporate existing rating factors such as a drive's crash history or geographic location.
Evidence are suggest to the driver that low mileage drivers are a large untapped market.

Benefits:
For Consumers:  
They can more access to more affordable insurance and they can more control over their insurance.
For Society:
According to initial estimate of insurance pricing by the mile could cut total driving by 5 to 15 percent,which would slash the huge environment impacts of the automobile and lessen the number of crashes and claims.  A 10 percent reduction in driving is estimated to result in a 17% reduction in crashes.

For Taxpayers:

Reduction in driving  would  also save money on roadwork.Oregon environmental council a nonprofit group working to pilot PAYD in Oregon estimates that PAYD insurance could trim the state's road related costs substantially over the next 20 years.

For Insurance:

They may see an increase market share and  a growing repution as an innovative ,customers oriented and socially responsible company.They may slow have fewer claims.


PAYD in the Northwest:
Origion:
Oregon passed legislation in 2003 to encourage insurers-throught a tax credit to offer pay as you drive insurance.The region government Web site has an article on pay as you go insurance.

British Columbia:

The Victoria Transport Policy Institute maintains information about PAYD.

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